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Nike Carli,LCSW-R

Licensed Clinical Social Worker

Insurance & Fees

With the advent of managed health care, behavioral health insurance can sometimes be complicated. Often the company that manages your behavioral health coverage is not the same company that has issued your primary insurance. There are also a wide range of co-pay amounts, and number of sessions that will be covered depending on your particular plan.

If you have insurance it is best to call the behavioral or mental health carrier listed on your card to find out how much, if any your co-pay will be, how many times you may be seen, and who you can see. You will also most likely (but not always) need preauthorization before you can be seen. This will be in the form of an authorization number that will either be given to you or will be mailed to the therapist. If you need help with the insurance process please call, email, or use the information request form, I will be happy to assist you.

There are many behavioral health insurance carriers in the Western New York area. Below are those that I currently accept.

If your plan is not on the list, due to the complexities of managed care I may still be able to take it. Please call, email or use the information request form, if you have any questions about whether or not I accept your insurance. Even if I am not listed as a provider with your plan, it is still often possible to arrange with your insurance company for you to be seen.

If you do not have insurance please contact me to discuss my fee structure. Based on your circumstances, and needs, together we will work out the best way for you to get the counseling and support that you require.

For your convenience I accept Visa, Master Card, American Express and the Discover Card. This includes all HSA and FSA cards.

Accepted Insurance

Aetna U.S. Healthcare

APS Healthcare

Blue Cross and Blue Shield of Western NY

Traditional Blue Cross and Blue Shield Preferred Provider Organization/ Point-of-Service

Blue Cross and Blue Shield Self-insured/ASO

Canisius College Student Health Insurance (The Allen J. Flood Companies)

Community Blue (Blue Cross and Blue Shield - APS Healthcare)

ChoiceCare Network


Horizon Behavioral Health

Human Affairs International (HAI)

Independent Health (IHA)

Integra Integrated Insights

Magellan Behavioral Health

Merit Behavioral Care Systems (MBCS)



North American Health Plans

Nova PacifiCare Statewide

Independent PPO


United Behavioral Health (UBH)

United HealthCare

Univera University at Buffalo Student Health Insurance (The Chickering Group - Aetna)

HSA FSA.jfif

Accepted Cards

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